What Is Identity Theft... When most people think of Identity Theft they only think financial; however the other 4 types have the most severe and life altering consequences:
You get pulled over for a routine traffic stop and it turns out somebody else received tickets in your name because they used your DL Information
Someone gains employment in your name and didn't pay any taxes, or they have applied for Your Social Security benefits
Someone uses your medical insurance and they have a diagnosis that prevents you from receiving treatment
Someone commits a crime in your name and you could be arrested
Loans, credit cards, cars, cell phones, utilities, home finance, etc. are purchased in your name
We can provide Credit Reporting
Evaluate your current credit standing with:
An up-to-date credit report through Experian at no added cost
A personal credit score calculated by an independent scoring service
A detailed analysis of your personal credit score
Experts recommend that you review your credit report regularly. The Identity Theft Shield SM makes it easy.
Continuous Credit Monitoring
Suspicious activity will be brought to your attention, providing you with early detection. You'll receive prompt notice if the credit repository (Experian) is notified that:
New accounts have been opened in your name
Derogatory notations have been added to your credit report
Public records have been added to your report
Inquiries have been made against your report
A change of address has been requested
After you enroll, we'll mail your membership materials to you. This benefit is available to you after you complete a "Consumer Report and Monitoring Authorization Form" provided in your membership materials or you may call 1-800-654-7757 after your membership is processed by Pre-Paid Legal .
Think you're not at risk?
Do you hand your credit card to servers at restaurants?
Do you sign your credit cards?
Do you supply personal information over the internet?
Do you keep your Social Security number in your wallet or purse?
Do you leave mail at your home or business for the postal carrier to collect?
Do you shred unwanted mail with personal information?
Identity Restoration
Coverage begins as of your membership effective date. Identity theft can be devastating, and the process of restoring your name can be overwhelming and costly. You need more than "do it yourself" information if it happens to you.
With the Identity Theft Shield SM a trained expert will take the steps to help restore your name and credit for you!
Help reduce your out-of-pocket expenses and time spent away from work with valuable services from detection to resolution
Kroll's Licensed Investigators will work on your behalf to help correct identity theft issues you have with affected agencies and institutions, including: credit card companies, financial institutions, all three credit repositories, Federal Trade Commission, Social Security Administration, Department of Motor Vehicles, U.S. Postal Service, law enforcement personnel...and other organizations that may be affected.
Fraud alert notifications will be sent on your behalf to all three credit repositories, Social Security administration, Federal Trade Commission, U.S. Postal Service and affected credit card companies and financial institutions.
Proactive searches of applicable local and national databases will be made on your behalf to look for information you may not be aware of, including: criminal activity in your name in your county's records and certain federal watch lists, Department of Motor Vehicle records in your state, unknown addresses affiliated with your name, and banking activity in your name reported as fraudulent
